/* =========================================================
   Real Debt Help — Shared Stylesheet
   Theme: warm brown / beige / cream / white
   ========================================================= */

:root {
  /* Brand palette */
  --brown-900: #3a2a1a;
  --brown-800: #4a3626;
  --brown-700: #5c4231;
  --brown-600: #6f5038;
  --brown-500: #8a6a4a;
  --brown-400: #a9896a;
  --brown-300: #c7ad92;
  --beige-200: #e4d5c1;
  --beige-100: #efe6d8;
  --cream: #f7f1e8;
  --cream-50: #fbf7f1;
  --white: #ffffff;

  --accent: #b07a3f;        /* warm caramel accent */
  --accent-dark: #935f2c;
  --accent-soft: #e9d8c2;

  --gold: #c89b52;
  --green: #5c7a52;         /* muted sage for "savings" positives */
  --green-soft: #e7eee2;

  --text: #2e241b;
  --text-soft: #5c5044;
  --text-muted: #857768;
  --line: #e4d9c8;
  --line-soft: #efe8dc;

  --shadow-sm: 0 1px 3px rgba(74, 54, 38, 0.08);
  --shadow: 0 6px 24px rgba(74, 54, 38, 0.10);
  --shadow-lg: 0 18px 50px rgba(74, 54, 38, 0.16);

  --radius-sm: 8px;
  --radius: 14px;
  --radius-lg: 22px;
  --maxw: 1180px;

  --font-head: 'Fraunces', Georgia, 'Times New Roman', serif;
  --font-body: 'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;
}

* { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }

body {
  font-family: var(--font-body);
  color: var(--text);
  background: var(--cream-50);
  line-height: 1.6;
  font-size: 17px;
  overflow-x: hidden;
}

h1, h2, h3, h4, h5 { font-family: var(--font-head); color: var(--brown-900); line-height: 1.15; font-weight: 600; letter-spacing: -0.01em; }
h1 { font-size: clamp(2.1rem, 5vw, 3.5rem); }
h2 { font-size: clamp(1.7rem, 3.6vw, 2.5rem); }
h3 { font-size: 1.3rem; }
p { color: var(--text-soft); }
a { color: var(--accent-dark); text-decoration: none; transition: color .2s; }
a:hover { color: var(--brown-700); }
img { max-width: 100%; display: block; }
em { font-style: italic; color: var(--accent-dark); }

.container { max-width: var(--maxw); margin: 0 auto; padding: 0 24px; }
.narrow { max-width: 860px; margin: 0 auto; padding: 0 24px; }

section { padding: 84px 0; }
.section-sm { padding: 56px 0; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 9px;
  font-family: var(--font-body); font-weight: 700; font-size: 1rem;
  padding: 15px 30px; border-radius: 999px; border: none; cursor: pointer;
  transition: transform .15s ease, box-shadow .2s ease, background .2s ease;
  text-align: center; line-height: 1.2;
}
.btn-primary { background: linear-gradient(135deg, var(--accent) 0%, var(--accent-dark) 100%); color: #fff; box-shadow: 0 8px 22px rgba(176,122,63,.32); }
.btn-primary:hover { transform: translateY(-2px); box-shadow: 0 12px 30px rgba(176,122,63,.42); color: #fff; }
.btn-dark { background: var(--brown-800); color: var(--cream); }
.btn-dark:hover { background: var(--brown-900); color: #fff; transform: translateY(-2px); }
.btn-outline { background: transparent; color: var(--brown-800); border: 2px solid var(--brown-300); }
.btn-outline:hover { border-color: var(--accent); color: var(--accent-dark); background: var(--cream); }
.btn-ghost { background: var(--cream); color: var(--brown-800); border: 1px solid var(--line); }
.btn-ghost:hover { background: var(--beige-100); color: var(--brown-900); }
.btn-lg { padding: 18px 40px; font-size: 1.08rem; }
.btn-block { width: 100%; }

/* ---------- Top announcement bar ---------- */
.topbar {
  background: var(--brown-900); color: var(--beige-200);
  font-size: .82rem; letter-spacing: .02em; text-align: center;
  padding: 9px 16px; font-weight: 500;
}
.topbar strong { color: var(--gold); font-weight: 700; }

/* ---------- Header ---------- */
.site-header {
  position: sticky; top: 0; z-index: 100;
  background: rgba(251,247,241,.88); backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--line-soft);
}
.header-inner { display: flex; align-items: center; justify-content: space-between; gap: 20px; padding: 16px 24px; max-width: var(--maxw); margin: 0 auto; }
.brand { display: flex; align-items: center; gap: 12px; font-family: var(--font-head); font-weight: 600; font-size: 1.32rem; color: var(--brown-900); }
.brand:hover { color: var(--brown-900); }
.brand-logo { height: 52px; width: auto; display: block; }
.footer-logo { height: 54px; width: auto; display: block; margin-bottom: 18px; }
@media (max-width: 560px) { .brand-logo { height: 42px; } }
.brand-mark {
  width: 42px; height: 42px; border-radius: 11px; flex-shrink: 0;
  background: linear-gradient(140deg, var(--accent) 0%, var(--brown-700) 100%);
  display: grid; place-items: center; color: #fff; font-weight: 800; font-size: 1.15rem;
  box-shadow: var(--shadow-sm); font-family: var(--font-body);
}
.brand-mark svg { width: 24px; height: 24px; }
.brand-text small { display: block; font-family: var(--font-body); font-size: .62rem; font-weight: 600; letter-spacing: .14em; text-transform: uppercase; color: var(--accent-dark); margin-top: 1px; }

.nav { display: flex; align-items: center; gap: 30px; }
.nav a { color: var(--text-soft); font-weight: 600; font-size: .96rem; }
.nav a:hover, .nav a.active { color: var(--brown-900); }
.header-cta { display: flex; align-items: center; gap: 18px; }
.header-phone { display: flex; flex-direction: column; align-items: flex-end; line-height: 1.1; }
.header-phone span { font-size: .68rem; color: var(--text-muted); font-weight: 600; letter-spacing: .04em; text-transform: uppercase; }
.header-phone a { font-family: var(--font-head); font-size: 1.12rem; font-weight: 600; color: var(--brown-900); }

.menu-toggle { display: none; background: none; border: none; cursor: pointer; padding: 6px; }
.menu-toggle span { display: block; width: 24px; height: 2.5px; background: var(--brown-800); border-radius: 2px; margin: 5px 0; transition: .3s; }

/* ---------- Mobile nav ---------- */
.mobile-nav { display: none; flex-direction: column; background: var(--cream); border-bottom: 1px solid var(--line); padding: 10px 24px 22px; }
.mobile-nav a { padding: 12px 0; border-bottom: 1px solid var(--line-soft); color: var(--text-soft); font-weight: 600; }
.mobile-nav .btn { margin-top: 16px; }
.mobile-nav.open { display: flex; }

/* ---------- Hero ---------- */
.hero { position: relative; background: linear-gradient(170deg, var(--cream) 0%, var(--beige-100) 55%, var(--accent-soft) 130%); padding: 72px 0 90px; overflow: hidden; }
.hero::before { content:""; position:absolute; top:-120px; right:-120px; width:420px; height:420px; border-radius:50%; background: radial-gradient(circle, rgba(176,122,63,.18), transparent 70%); }
.hero::after { content:""; position:absolute; bottom:-160px; left:-100px; width:380px; height:380px; border-radius:50%; background: radial-gradient(circle, rgba(111,80,56,.12), transparent 70%); }
.hero-grid { display: grid; grid-template-columns: 1.1fr .9fr; gap: 56px; align-items: center; position: relative; z-index: 2; }
.eyebrow { display: inline-flex; align-items: center; gap: 8px; background: rgba(255,255,255,.7); border: 1px solid var(--accent-soft); color: var(--accent-dark); font-weight: 700; font-size: .78rem; letter-spacing: .05em; text-transform: uppercase; padding: 8px 16px; border-radius: 999px; margin-bottom: 22px; }
.eyebrow .dot { width: 8px; height: 8px; border-radius: 50%; background: var(--green); box-shadow: 0 0 0 4px rgba(92,122,82,.18); }
.hero h1 { margin-bottom: 20px; }
.hero-lead { font-size: 1.18rem; color: var(--text-soft); max-width: 540px; margin-bottom: 28px; }
.hero-tags { display: flex; flex-wrap: wrap; gap: 10px; margin-bottom: 30px; }
.hero-tags span { background: var(--white); border: 1px solid var(--line); color: var(--brown-700); font-weight: 600; font-size: .9rem; padding: 8px 16px; border-radius: 999px; box-shadow: var(--shadow-sm); }
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; align-items: center; }
.hero-note { font-size: .86rem; color: var(--text-muted); margin-top: 16px; }

/* ---------- Opt-in / lead form card ---------- */
.lead-card { background: var(--white); border-radius: var(--radius-lg); box-shadow: var(--shadow-lg); border: 1px solid var(--line); overflow: hidden; }
.lead-head { background: linear-gradient(135deg, var(--brown-800), var(--brown-700)); color: var(--cream); padding: 26px 30px; }
.lead-head h3 { color: #fff; font-size: 1.4rem; margin-bottom: 6px; }
.lead-head p { color: var(--beige-200); font-size: .95rem; }
.lead-body { padding: 28px 30px 30px; }
.lead-progress { display: flex; gap: 6px; margin-bottom: 22px; }
.lead-progress i { height: 5px; flex: 1; border-radius: 999px; background: var(--line); transition: background .3s; }
.lead-progress i.on { background: var(--accent); }
.form-label { display: block; font-weight: 700; color: var(--brown-800); margin-bottom: 12px; font-size: 1.02rem; }
.opt-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; margin-bottom: 8px; }
.opt {
  text-align: left; background: var(--cream-50); border: 2px solid var(--line); border-radius: var(--radius-sm);
  padding: 15px 16px; cursor: pointer; transition: .18s; font-family: var(--font-body);
}
.opt:hover { border-color: var(--accent); background: var(--cream); }
.opt.sel { border-color: var(--accent); background: var(--accent-soft); }
.opt b { display: block; color: var(--brown-900); font-size: 1.05rem; }
.opt small { color: var(--text-muted); font-size: .8rem; }
.field { margin-bottom: 14px; }
.field input, .field select, .field textarea {
  width: 100%; padding: 14px 15px; border: 1.5px solid var(--line); border-radius: var(--radius-sm);
  font-family: var(--font-body); font-size: 1rem; color: var(--text); background: var(--cream-50); transition: .18s;
}
.field input:focus, .field select:focus, .field textarea:focus { outline: none; border-color: var(--accent); background: #fff; box-shadow: 0 0 0 3px rgba(176,122,63,.14); }
.field label { display:block; font-weight:600; font-size:.88rem; color: var(--brown-700); margin-bottom: 6px; }
.form-fine { font-size: .72rem; color: var(--text-muted); line-height: 1.5; margin-top: 14px; }
.form-fine a { color: var(--accent-dark); text-decoration: underline; }
.lead-success { display: none; text-align: center; padding: 20px 10px; }
.lead-success.show { display: block; }
.lead-success .check { width: 60px; height: 60px; border-radius: 50%; background: var(--green-soft); display: grid; place-items: center; margin: 0 auto 16px; }
.lead-success h4 { color: var(--brown-900); font-size: 1.3rem; margin-bottom: 8px; }
.step { display: none; } .step.active { display: block; animation: fade .3s ease; }
@keyframes fade { from { opacity: 0; transform: translateY(6px);} to {opacity:1; transform:none;} }
.step-nav { display: flex; gap: 10px; margin-top: 8px; }
.link-back { background: none; border: none; color: var(--text-muted); font-weight: 600; cursor: pointer; font-family: var(--font-body); font-size: .9rem; padding: 10px; }
.link-back:hover { color: var(--brown-700); }

/* ---------- Trust strip ---------- */
.trust-strip { background: var(--brown-900); color: var(--beige-200); }
.trust-strip .container { display: flex; flex-wrap: wrap; justify-content: space-around; gap: 24px; padding-top: 42px; padding-bottom: 42px; }
.trust-item { text-align: center; }
.trust-item b { display: block; font-family: var(--font-head); font-size: 2.1rem; color: #fff; line-height: 1; }
.trust-item span { font-size: .85rem; color: var(--brown-300); letter-spacing: .03em; }
.trust-badges { display: flex; gap: 14px; align-items: center; justify-content: center; flex-wrap: wrap; }
.badge { background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.14); color: var(--beige-200); font-weight: 600; font-size: .82rem; padding: 10px 16px; border-radius: 999px; }

/* ---------- Section heading ---------- */
.sec-head { text-align: center; max-width: 680px; margin: 0 auto 52px; }
.sec-head .eyebrow { margin-bottom: 16px; }
.sec-head p { font-size: 1.08rem; margin-top: 14px; }
.sec-head.left { text-align: left; margin-left: 0; }

/* ---------- Cards ---------- */
.card-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(290px, 1fr)); gap: 26px; }
.card { background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); padding: 32px 28px; box-shadow: var(--shadow-sm); transition: .2s; }
.card:hover { transform: translateY(-4px); box-shadow: var(--shadow); border-color: var(--accent-soft); }
.card-icon { width: 54px; height: 54px; border-radius: 14px; background: var(--accent-soft); display: grid; place-items: center; margin-bottom: 20px; color: var(--accent-dark); }
.card-icon svg { width: 28px; height: 28px; }
.card h3 { margin-bottom: 12px; }
.card p { font-size: .98rem; }
.card .tag { display: inline-block; margin-top: 18px; font-weight: 700; font-size: .82rem; letter-spacing: .04em; text-transform: uppercase; color: var(--accent-dark); }

/* ---------- Alternating / feature blocks ---------- */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; }
.split img { border-radius: var(--radius-lg); box-shadow: var(--shadow); }
.mini-list { list-style: none; margin-top: 22px; display: grid; gap: 14px; }
.mini-list li { display: flex; gap: 12px; align-items: flex-start; color: var(--text-soft); }
.mini-list .ck { flex-shrink: 0; width: 24px; height: 24px; border-radius: 50%; background: var(--green-soft); color: var(--green); display: grid; place-items: center; margin-top: 2px; }
.mini-list .ck svg { width: 14px; height: 14px; }

/* ---------- Calculator ---------- */
.calc { background: var(--white); border: 1px solid var(--line); border-radius: var(--radius-lg); box-shadow: var(--shadow); padding: 40px; }
.calc-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 44px; align-items: center; }
.calc-amount { font-family: var(--font-head); font-size: 2.6rem; color: var(--brown-900); font-weight: 600; }
input[type=range] { -webkit-appearance: none; width: 100%; height: 7px; border-radius: 999px; background: var(--beige-200); margin: 20px 0 10px; }
input[type=range]::-webkit-slider-thumb { -webkit-appearance: none; width: 26px; height: 26px; border-radius: 50%; background: var(--accent); cursor: pointer; box-shadow: 0 3px 8px rgba(176,122,63,.4); border: 3px solid #fff; }
input[type=range]::-moz-range-thumb { width: 26px; height: 26px; border-radius: 50%; background: var(--accent); cursor: pointer; border: 3px solid #fff; }
.calc-tabs { display: flex; gap: 8px; margin: 22px 0; flex-wrap: wrap; }
.calc-tab { flex: 1; min-width: 120px; padding: 11px; border: 1.5px solid var(--line); background: var(--cream-50); border-radius: var(--radius-sm); cursor: pointer; font-weight: 600; font-family: var(--font-body); color: var(--text-soft); transition: .18s; font-size: .92rem; }
.calc-tab.on { background: var(--brown-800); color: #fff; border-color: var(--brown-800); }
.calc-result { background: var(--cream); border-radius: var(--radius); padding: 30px; text-align: center; }
.calc-row { display: flex; justify-content: space-between; padding: 12px 0; border-bottom: 1px solid var(--line); }
.calc-row:last-child { border: none; }
.calc-row span { color: var(--text-soft); }
.calc-row b { font-family: var(--font-head); font-size: 1.3rem; color: var(--brown-900); }
.calc-row.save b { color: var(--green); }
.calc-note { font-size: .74rem; color: var(--text-muted); margin-top: 16px; line-height: 1.5; }

/* ---------- Steps ---------- */
.steps { display: grid; grid-template-columns: repeat(auto-fit, minmax(260px,1fr)); gap: 28px; counter-reset: s; }
.step-card { background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); padding: 34px 28px; position: relative; }
.step-num { width: 46px; height: 46px; border-radius: 12px; background: linear-gradient(135deg,var(--accent),var(--brown-700)); color: #fff; font-family: var(--font-head); font-size: 1.3rem; font-weight: 700; display: grid; place-items: center; margin-bottom: 18px; }
.step-card h3 { margin-bottom: 10px; }
.step-card p { font-size: .96rem; }

/* ---------- Creditors ---------- */
.logos { display: flex; flex-wrap: wrap; justify-content: center; gap: 14px; }
.logo-chip { background: var(--white); border: 1px solid var(--line); border-radius: 999px; padding: 14px 26px; font-weight: 700; color: var(--brown-700); box-shadow: var(--shadow-sm); font-size: .98rem; }

/* ---------- Testimonials ---------- */
.quote-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(300px,1fr)); gap: 26px; }
.quote { background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); padding: 30px; box-shadow: var(--shadow-sm); display: flex; flex-direction: column; }
.quote .stars { color: var(--gold); margin-bottom: 14px; letter-spacing: 2px; }
.quote .pill { align-self: flex-start; background: var(--accent-soft); color: var(--accent-dark); font-weight: 700; font-size: .72rem; letter-spacing: .04em; text-transform: uppercase; padding: 5px 12px; border-radius: 999px; margin-bottom: 14px; }
.quote blockquote { color: var(--text); font-size: 1rem; line-height: 1.7; margin-bottom: 20px; flex: 1; }
.quote .who { display: flex; align-items: center; gap: 12px; margin-top: auto; }
.avatar { width: 44px; height: 44px; border-radius: 50%; background: linear-gradient(135deg,var(--accent),var(--brown-700)); color: #fff; font-weight: 700; display: grid; place-items: center; font-family: var(--font-head); }
.who b { color: var(--brown-900); font-size: .96rem; display: block; }
.who span { color: var(--text-muted); font-size: .82rem; }

/* ---------- FAQ ---------- */
.faq { max-width: 820px; margin: 0 auto; }
.faq-item { background: var(--white); border: 1px solid var(--line); border-radius: var(--radius-sm); margin-bottom: 14px; overflow: hidden; }
.faq-q { width: 100%; text-align: left; background: none; border: none; cursor: pointer; padding: 22px 24px; font-family: var(--font-body); font-weight: 700; font-size: 1.04rem; color: var(--brown-900); display: flex; justify-content: space-between; gap: 16px; align-items: center; }
.faq-q .ic { flex-shrink: 0; transition: transform .25s; color: var(--accent); font-size: 1.4rem; line-height: 1; }
.faq-item.open .faq-q .ic { transform: rotate(45deg); }
.faq-a { max-height: 0; overflow: hidden; transition: max-height .3s ease; }
.faq-a-inner { padding: 0 24px 22px; color: var(--text-soft); font-size: .98rem; }
.faq-item.open .faq-a { max-height: 600px; }

/* ---------- CTA band ---------- */
.cta-band { background: linear-gradient(135deg, var(--brown-800) 0%, var(--brown-900) 100%); color: var(--cream); text-align: center; border-radius: var(--radius-lg); padding: 60px 40px; position: relative; overflow: hidden; }
.cta-band::before { content:""; position:absolute; top:-80px; right:-60px; width:300px; height:300px; border-radius:50%; background: radial-gradient(circle, rgba(200,155,82,.22), transparent 70%); }
.cta-band h2 { color: #fff; position: relative; }
.cta-band p { color: var(--beige-200); max-width: 560px; margin: 16px auto 28px; position: relative; font-size: 1.08rem; }
.cta-actions { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; position: relative; }
.cta-band .btn-outline { border-color: rgba(255,255,255,.4); color: #fff; }
.cta-band .btn-outline:hover { background: rgba(255,255,255,.1); border-color: #fff; }

/* ---------- Page hero (inner pages) ---------- */
.page-hero { background: linear-gradient(170deg, var(--cream), var(--beige-100)); padding: 54px 0 58px; border-bottom: 1px solid var(--line); }
.crumbs { font-size: .85rem; color: var(--text-muted); margin-bottom: 16px; }
.crumbs a { color: var(--accent-dark); }
.page-hero h1 { margin-bottom: 14px; }
.page-hero p { font-size: 1.14rem; max-width: 680px; color: var(--text-soft); }

/* ---------- Prose (legal pages) ---------- */
.prose { max-width: 820px; margin: 0 auto; }
.prose h2 { font-size: 1.5rem; margin: 40px 0 14px; padding-top: 10px; }
.prose h3 { font-size: 1.12rem; margin: 26px 0 8px; color: var(--brown-800); }
.prose p, .prose li { color: var(--text-soft); margin-bottom: 12px; font-size: 1rem; }
.prose ul, .prose ol { padding-left: 24px; margin-bottom: 16px; }
.prose li { margin-bottom: 8px; }
.prose strong { color: var(--brown-900); }
.prose a { text-decoration: underline; }
.updated { display: inline-block; background: var(--accent-soft); color: var(--accent-dark); font-weight: 600; font-size: .84rem; padding: 6px 14px; border-radius: 999px; margin-bottom: 24px; }
.toc { background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); padding: 24px 28px; margin-bottom: 36px; }
.toc h4 { color: var(--brown-900); margin-bottom: 12px; font-family: var(--font-body); font-weight: 700; }
.toc ol { columns: 2; column-gap: 32px; padding-left: 20px; }
.toc li { margin-bottom: 7px; font-size: .92rem; }
.callout { background: var(--accent-soft); border-left: 4px solid var(--accent); border-radius: var(--radius-sm); padding: 18px 22px; margin: 22px 0; }
.callout strong { color: var(--brown-900); }
.callout p { color: var(--brown-700); margin: 0; }
.callout.warn { background: #f6e9dc; border-color: var(--accent-dark); }

table.licenses { width: 100%; border-collapse: collapse; margin: 20px 0; font-size: .92rem; }
table.licenses th, table.licenses td { text-align: left; padding: 12px 14px; border-bottom: 1px solid var(--line); }
table.licenses th { background: var(--brown-800); color: var(--cream); font-weight: 600; }
table.licenses tr:nth-child(even) td { background: var(--cream-50); }
table.licenses td strong { color: var(--brown-900); }

.status-active { color: var(--green); font-weight: 700; }
.status-no { color: var(--text-muted); font-weight: 600; }
.status-na { color: var(--accent-dark); font-weight: 600; }

/* ---------- Disclaimer block ---------- */
.disclaimer { background: var(--beige-100); border: 1px solid var(--line); border-radius: var(--radius); padding: 24px 28px; }
.disclaimer p { font-size: .9rem; color: var(--text-soft); margin: 0; }
.disclaimer strong { color: var(--brown-800); }

/* ---------- What we stand for grid ---------- */
.values-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px,1fr)); gap: 24px; }
.value { background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); padding: 28px; }
.value .card-icon { width: 46px; height: 46px; margin-bottom: 16px; }
.value h4 { color: var(--brown-900); font-size: 1.1rem; margin-bottom: 8px; }
.value p { font-size: .94rem; }

/* ---------- Contact ---------- */
.contact-grid { display: grid; grid-template-columns: .85fr 1.15fr; gap: 44px; align-items: start; }
.contact-call { background: linear-gradient(135deg,var(--brown-800),var(--brown-700)); color: var(--cream); border-radius: var(--radius-lg); padding: 36px; }
.contact-call h3 { color: #fff; }
.contact-call .big-phone { display: block; font-family: var(--font-head); font-size: 1.9rem; color: #fff; margin: 18px 0 6px; }
.contact-call .big-phone:hover { color: var(--gold); }
.hours { list-style: none; margin-top: 24px; border-top: 1px solid rgba(255,255,255,.18); padding-top: 20px; }
.hours li { display: flex; justify-content: space-between; padding: 7px 0; color: var(--beige-200); font-size: .94rem; }
.hours li b { color: #fff; font-weight: 600; }

/* ---------- Footer ---------- */
.site-footer { background: var(--brown-900); color: var(--beige-200); padding: 64px 0 28px; }
.footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1.3fr; gap: 40px; }
.footer-brand .brand { color: #fff; margin-bottom: 16px; }
.footer-brand .brand .brand-text { color: #fff; }
.footer-brand p { color: var(--brown-300); font-size: .92rem; max-width: 300px; }
.footer-col h5 { color: #fff; font-family: var(--font-body); font-weight: 700; font-size: .82rem; letter-spacing: .1em; text-transform: uppercase; margin-bottom: 18px; }
.footer-col a { display: block; color: var(--brown-300); padding: 6px 0; font-size: .94rem; }
.footer-col a:hover { color: var(--gold); }
.footer-contact p { color: var(--brown-300); font-size: .92rem; margin-bottom: 8px; }
.footer-contact a { color: var(--beige-200); }
.footer-contact a:hover { color: var(--gold); }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.1); margin-top: 48px; padding-top: 24px; font-size: .82rem; color: var(--brown-300); line-height: 1.7; }
.footer-bottom a { color: var(--brown-300); text-decoration: underline; }
.footer-bottom a:hover { color: var(--gold); }

/* ---------- Floating call button (mobile) ---------- */
.float-call { position: fixed; bottom: 18px; right: 18px; z-index: 90; display: none; }
.float-call a { display: flex; align-items: center; gap: 8px; background: linear-gradient(135deg,var(--accent),var(--accent-dark)); color: #fff; font-weight: 700; padding: 14px 20px; border-radius: 999px; box-shadow: var(--shadow-lg); }

/* ---------- Responsive ---------- */
@media (max-width: 960px) {
  .nav { display: none; }
  .header-phone { display: none; }
  .menu-toggle { display: block; }
  .hero-grid, .split, .calc-grid, .contact-grid { grid-template-columns: 1fr; }
  .split.rev .split-img { order: -1; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
  .toc ol { columns: 1; }
  .hero { padding: 48px 0 60px; }
  section { padding: 60px 0; }
}
@media (max-width: 560px) {
  body { font-size: 16px; }
  .opt-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .trust-strip .container { gap: 28px; }
  .calc, .cta-band, .contact-call { padding: 28px 22px; }
  .float-call { display: block; }
  .header-cta .btn { padding: 11px 18px; font-size: .9rem; }
}